Growth Capital

Venture Debt Financing

Looking to grow your business without giving away equity?

There are many reasons why a startup may need a bit of extra cash. Whether you need to fuel R&D, marketing & sales, or get over a cash flow crunch, we are here to help you with different funding options.

Venture debt options to suit your needs

Line of Credit for tech companies

Term Loan

  • For companies looking for short term debt
  • Typically 3 to 18 months.
  • Repaid when the tax credit or grant is issued.
  • Options for SR&ED, digital media tax credits and government grants
  • Funding within 5
    to 10 days
  • No interest payments so you can focus on growing your business

Line of Credit

  • Draw every quarter based on the estimated accrued tax credits
  • Options for SR&ED, Digital Media and some Grant Financing
  • The more tax credits you accrue, the higher your line of credit
  • Repay all or part at any time
  • Draw up to your maximum at any time
Flexible Terms

SaaS Line of Credit

  • Fixed term 24 to 36 months
  • 5 to 8 times your average monthly recurring revenue
  • Fixed interest rate
  • Draw funds at any time based on MRR growth
  • Options for payment holidays, interest only periods, balloon payments
  • Option to combine MRR and tax credits for a bigger loan
  • Typically 3 weeks to funding

Cap Rate Loan

  • Fixed term 24 to 36 months
  • 5 to 8 times your average monthly recurring revenue
  • Pay back a multiple of the principal borrowed
  • Draw funds at any time based on MRR growth.
  • Monthly repayment via a percent of your MRR
  • Borrowing base a combination of MRR multiple and tax credits
  • Typically 3 weeks to funding.

How Venture Debt Helped Regenurex Expand Their Business